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ONLINE PRIVACY NOTICE Revised: November 24, 2021 This Online Privacy Notice (the
"online notice") applies to websites and mobile applications (each a
"Site" or collectively "Sites") owned or operated by AWL
II, Inc. dba American Web Loan and explains how we may collect, use, share and
protect information from visitors and users ("you", "your")
of our Sites. Please read this online notice carefully. This online
notice may change from time to time (see Changes to our online notice). INFORMATION WE COLLECT DEFINITION OF
PERSONAL INFORMATION "Personal Information" is
information that, either alone or in combination with other information, can be
used to identify you. Examples of Personal Information include, among others,
name, email address, phone number, and mailing address. Personal Information
includes certain information we collect when you apply for, or obtain, a
financial product or service from us, which can include your Social Security
number, account number, income, account balances, payment history, credit
history, and credit scores. When we combine Personal Information with other
information, we treat the combined information as Personal Information. INFORMATION
YOU PROVIDE We collect Personal Information you
provide via forms, surveys, applications or other online fields including your
name, mailing or email addresses, telephone, mobile numbers, or account
numbers. The exact information we need to collect will depend on the purpose of
the form. We will indicate on the form whether a particular field of
information is mandatory or optional. If you choose not to provide certain
information, we may not be able to provide requested services. INFORMATION
COLLECTED AUTOMATICALLY FROM YOU We use technologies that automatically
collect information (including Personal Information) about you. For example, we
collect the following information:
We set
a persistent cookie to store your passwords, so you don't have to enter it more
than once. Persistent cookies also enable us to track and target the interests
of our users to enhance the experience on our site. If you choose to not have
your browser accept cookies from our website, you will not be able to subscribe
to the service offerings on the website. The
use of cookies, tags and scripts by third parties is not covered by our online
notice. These technologies are used in analyzing trends, administering the
site, tracking users' movements around the site and to gather demographic
information about our user base as a whole. We may receive reports based on the
use of these technologies by these companies on an individual as well as
aggregated basis. We do not have access or control over these cookies. You can
opt-out from third parties' use of cookies by visiting each third parties'
advertising opt-out page or by utilizing "do not track" functionality
in your web browser.
HOW WE USE
PERSONAL INFORMATION Our primary purpose in collecting your
Personal Information is to provide you with the products, services, and
information that you request. We may use your Personal information to maintain,
support, and answer any customer service related questions. We may also
aggregate your information with the information other users provide for
business purposes such as to analyze data, conduct research, identify usage
trends, develop and improve products or services, and enhance our Sites. We
also may use this data for audit, loss prevention, and anti-fraud purposes and
to comply with laws and regulations. We may use information for other purposes
not listed here with your consent. SECURITY The security of your personal
information is important to us. We have implemented administrative, physical,
and technical safeguards to reduce the risk of accidental loss or unauthorized
access, use, alteration, and disclosure of Personal Information in our
possession or under our control. We take reasonable security measures to ensure
sensitive data entered on the Sites is encrypted and transmitted in a secure
way. While we use encryption to protect
Personal Information transmitted online, we also protect your information
offline. Our employees are periodically trained on the importance of
information security and privacy issues to ensure compliance with all applicable
laws and regulations. The servers on which we store Personal Information are
kept in a safe and secure environment. Notwithstanding these safeguards to
store information in a secure environment that is not publicly available, we
cannot guarantee the safety and integrity of your Personal Information during
transmission and after we receive it. No method of transmission over the
Internet, or method of electronic storage, is 100% secure from third parties
such as hackers from illegally obtaining access to Personal Information.
Therefore, we do not represent or warrant that your Personal Information will
be protected against loss, misuse or alteration by third parties. RETENTION OF PERSONAL INFORMATION We will retain your personal
information for as long as necessary to fulfill the purposes for which your
Personal Information has been collected as outlined in this online notice or
our Privacy Notice. We may also retain Personal Information to the extent
required by law. LINKS TO OTHER SITES Our Sites may contain links to other
third party sites or integrate with third-party services and technologies (e.g.
identity verification or account verification technologies) not covered by this
online notice. Please be aware that we are not responsible for the privacy
practices or the content of these third-party sites. If you submit Personal
Information to any of those sites, your information is governed by their
privacy policies. We encourage you to be aware when you leave our site and to
read the privacy policies of each and every site that collects Personal
Information. CHANGES TO YOUR INFORMATION If your Personal Information changes,
you may update your information within the My Account section of our site
at https://myaccount.americanwebloan.com/. You also may email a request to us at customercare@americanwebloan.com. We will process such requests in accordance with
applicable law. PROTECTING CHILDREN'S PRIVACY ONLINE The Children's Online Privacy
Protection Act ("COPPA") protects children under the age 13 from the
online collection of personal information. Our Sites are directed to a general
audience and may be assessed by the public. Our Sites are not directed to
individuals under the age of thirteen (13), We do not knowingly collect, use,
or disclose personal information from or to children under the age of thirteen
(13) and we request that these individuals do not provide Personal Information
through our Sites. For more information about COPPA, visit the Federal Trade
Commission website: http://www.ftc.gov. CHANGES TO OUR ONLINE NOTICE We may update this online notice to
reflect changes to our information practices. When we do, we will revise the
updated date at the top of this notice. If we make any material changes to this
online notice then we will notify you here, by email using the e-mail address
specified in your account or by means of a notice on other Sites prior to the
change becoming effective. We encourage you to periodically review this page
for the latest information on our privacy practices. To learn about the types of personal information we collect
and share depending on the product or service you have with us, please
click: https://www.americanwebloan.com/privacy-policy. CONTACT US If you have any questions or
suggestions regarding our online notice, please contact us: American Web Loan |